Bold Ideas | Big Dreams | Build Together

VISION

Be the preferred early-stage fund and provide founders with access to capital, experiential business advisory, and institutional network that would power multi-x growth.

INVESTMENT THESIS

We believe in investing our time and capital in exceptional founders with both a tech-first approach and deep product insights. The product should have shown early traction and have potential to scale.

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APPROACH

What truly differentiates us is our value beyond Equity and Debt capital. We spend significant time with our portfolio companies and bring a unique combination of operational expertise, bespoke advisory, access to portfolio NBFCs and network capital of celebrated mentor’s and operators , VCs to help founders achieve their growth metrics efficiently and effectively.

THE INTEGRATED ECOSYSTEM

Powerful Network of Operators, Founders

Smart Capital
(Equity + Debt)

Network of NBFCs, Banks, Fintechs, FIs

We are building a comprehensive ecosystem for our portfolio companies

Strong Advisory and Mentor Board

100+ Portfolio co's and Partners

Exclusive Deal Access From Ecosystem

FUND PORTFOLIO

Ridesharing mobility startup specialising in scalable fleet operations

GP PORTFOLIO

Fintech solutions purpose-built for Healthcare by combining strong industry and AI skills

Healthcare payment integrity architecture

Community for Developers

API Platform for Banking Integrations

AI ENABLED SELF-CARE FOR DIABETES IN ASIA.

DIY platform for merchants to set up, manage and grow their e-commerce store.

B2B Checkout Financing, Lending, Payments

 

Most compact flying taxi in the world.

 

Send and Receive Payments for International Trade

Fintech API Platform

Pioneering all asset classes with digital infratech.

A B2B2C, embedded financing platform for Enterprises and MSMEs 

Catalyzing Growth in B2B distribution chain. Transforming the businesses of retailers and distributors

Conversational messaging platform

NBFC finance company offering quick personal loan, business, loan against property, gold & vehicle loan

AI-powered, mobile, full-stack financial solution for Gig and Blue-collar workers 

Kitchens Centre is India’s largest Cloud Kitchen Ecosystem

Fintech platform providing growth capital through Revenue Based Financing

AgriTech . One-stop solution for farmers

Meme Monetisation platform for GenZ.

Short Term Credit for Offline Retailers against their Supplier Invoices

PumPumPum is a flexible, affordable and convenient solution for car ownership.

Enabling financial independence for over 40 Crore under-served Indians

GenZ snack brand

Making Home buying journey easy

One of the best-known tools available for enabling transactions wherein a third party services

Trusted technology that configures to your needs

Healthcare claim settlement platform.

Online investment platform for the stock market

Online investment platform for the stock market

FUND Portfolio 

Ridesharing mobility startup specialising in scalable fleet operations
Ridesharing mobility startup specialising in scalable fleet operations
Ridesharing mobility startup specialising in scalable fleet operations

GP Portfolio 

B2B Checkout Financing, Lending, Payments
Most compact flying taxi in the world.
Send and Receive Payments for International Trade
Fintech API Platform
A B2B2C, embedded financing platform for Enterprises and MSMEs 
Pioneering all asset classes with digital infratech.
Catalyzing Growth in B2B distribution chain. Transforming the businesses of retailers and distributors
Conversational messaging platform
AI-powered, mobile, full-stack financial solution for Gig and Blue-collar workers 
Kitchens Centre is India’s largest Cloud Kitchen Ecosystem
Fintech solutions purpose-built for Healthcare by combining strong industry and AI skills
Healthcare payment integrity architecture
Community for Developers
API Platform for Banking Integrations
AI ENABLED SELF-CARE FOR DIABETES IN ASIA.
DIY platform for merchants to set up, manage and grow their e-commerce store.
Fintech platform providing growth capital through Revenue Based Financing
AgriTech . One-stop solution for farmers
Monetisation platform for GenZ.
Short Term Credit for Offline Retailers against their Supplier Invoices
PumPumPum is a flexible, affordable and convenient solution for car ownership.
Enabling financial independence for over 40 Crore under-served Indians
GenZ snack brand
Making Home buying journey easy
One of the best-known tools available for enabling transactions wherein a third party services enable transaction at a greater level.
Trusted technology that configures to your needs
Healthcare claim settlement platform.
NBFC finance company offering quick personal loan, business, loan against property, gold & vehicle loan

about us

GrowthCap Ventures is a SEBI registered Cat 2 Fund specializing in early-stage investments, with a primary focus on Fintech, SaaS & Deep Tech sectors. Our mission is centered around providing intelligent capital and building a strong community and ecosystem of operators to support startups throughout their scaling journey and ensure their success.

TEAM

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Pratekk Agarwaal

Founder & General Partner

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Jenny Mehta

Investments

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Sakshi Vora

Research

Mentor Board

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Co- Investors 

accel
artha venture
beenext
BOLD CAP
climbercapital
emphasis
Eximius Ventures
FBC
funders
gmo
Incofin
iSEED
Kalaari
leo capital
matrix
multiply ventures
NWQ
plug and play
rapyd
RiverWalk
SEQUOIA
ICON -PSD1
soma
Special Invest
trifecta
uncorrelated
upsparks
combinator
1947 Rise
2am Vc
3ONE4
8i

IN THE PRESS

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MEDIA

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BLOGS

Introducing GrowthCap Ventures’ Maiden Fund: What You Need to Know

At GrowthCap Ventures, we are thrilled to introduce our maiden fund, dedicated to revolutionizing the fintech and SaaS sectors. Our journey has been driven by a passion for innovation and a commitment to supporting visionary entrepreneurs. Here’s what you need to know about our inaugural fund and what it means for the future of fintech and SaaS.

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Current Openings

Mumbai
Mumbai
Mumbai

FAQ

At GrowthCap Ventures, we’re all about teaming up with enthusiastic and capable founders who lead with a tech-first mindset. We love to back startups that have already connected with their early customers, showing that their ideas are hitting the mark, and that have the potential to grow big and fast. Our goal is to join forces with passionate innovators who are ready to make waves in their industries.

At GrowthCap Ventures, we’re all about teaming up with enthusiastic and capable founders who lead with a tech-first mindset. We love to back startups that have already connected with their early customers, showing that their ideas are hitting the mark, and that have the potential to grow big and fast. Our goal is to join forces with passionate innovators who are ready to make waves in their industries.

With our Fund I, we are looking to invest in startups operating in the Fintech, SAAS and Deeptech sectors.

Our approach to funding ensures that we can tailor our investments to match the specific needs and opportunities of each startup. We typically look to invest between $250k-$750k in each startup.

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Pratekk Agarwaal

Founder & General Partner

Meet Pratekk Agarwaal, an accomplished entrepreneur, start-up advisor, and early-stage investor with a proven track record of success. With his extensive experience in building organizations at scale, including at Bajaj Finserv, Fullerton, IndoStar Capital, and ftcash, Pratekk has become a sought-after operator VC in the startup ecosystem.

As a former Chief Business Officer at BharatPe and an alumnus of IIM-Kozhikode, Pratekk brings a wealth of knowledge and expertise to his role as operator investor. He is passionate about helping entrepreneurs build successful and scalable businesses, providing them with business advisory services, access to his network, and capital raise support.

Pratekk has invested in over 40 companies and serves as an advisor to numerous startups, NBFCs, large fintech companies, and venture capital firms. He strongly believes that now is the perfect time to invest in the right founders and products to make a positive impact on the world. With Pratekk’s guidance, startups and entrepreneurs can achieve their full potential and make a significant impact in their industries.

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  • Fintech
  • Lending
  • MSME Lending
  • NBFC

Naresh Naik

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Founder & CEO, IREP Credit Capital

Naresh Naik is a seasoned industry veteran in the financial services and real estate private equity space having led the investment management funds at Morgan Stanley and Lehman Brothers Holdings Inc.

Founded and led by Naresh, IREP Credit Capitals vision is to empower the unbanked Indian entrepreneur and fuel the growth story of underserved MSMEs by providing tailor-made innovative credit solutions. With now over 70+ branches catering to 10000+ borrowers IREP is focused on enabling these MSMEs achieve their lifelong dreams and making them Atmanirbhar.

Naresh Naik

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Founder & CEO, IREP Credit Capital

  • Fintech
  • Lending
  • MSME Lending
  • NBFC

Naresh Naik is a seasoned industry veteran in the financial services and real estate private equity space having led the investment management funds at Morgan Stanley and Lehman Brothers Holdings Inc.

Founded and led by Naresh, IREP Credit Capitals vision is to empower the unbanked Indian entrepreneur and fuel the growth story of underserved MSMEs by providing tailor-made innovative credit solutions. With now over 70+ branches catering to 10000+ borrowers IREP is focused on enabling these MSMEs achieve their lifelong dreams and making them Atmanirbhar.

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  • Green Finance
  • P2P Lending
  • MSME Lending
  • Insurance
  • NBFC

Kapil Garg

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Founder & Managing Director, Mufin Group

Kapil is the Founder and Director of Hindon Mercantile Limited which holds a vision to uplift lives by efficiently working towards better employment, providing working capital, insurance as well as funding micro business loans.Kapil is also a Promoter at RupeeCircle, a cutting-edge Peer-to-Peer (P2P) lending company that leverages artificial intelligence to revolutionize borrowing and lending to uplift unbanked India.His leadership at Mufin, an innovative and paperless FinTech company, has seen them disperse loans totalling 1500 crores rupees since 2016.

Kapil has incomparable knowledge and experience in the start up arena in India with eighteen years of experience in diverse business fields, including being part of government advisory boards involving consumer centric knowledge.

Kapil Garg

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Founder & Managing Director, Mufin Group

  • Green Finance
  • P2P Lending
  • MSME Lending
  • Insurance
  • NBFC

Kapil is the Founder and Director of Hindon Mercantile Limited which holds a vision to uplift lives by efficiently working towards better employment, providing working capital, insurance as well as funding micro business loans.Kapil is also a Promoter at RupeeCircle, a cutting-edge Peer-to-Peer (P2P) lending company that leverages artificial intelligence to revolutionize borrowing and lending to uplift unbanked India.His leadership at Mufin, an innovative and paperless FinTech company, has seen them disperse loans totalling 1500 crores rupees since 2016.

Kapil has incomparable knowledge and experience in the start up arena in India with eighteen years of experience in diverse business fields, including being part of government advisory boards involving consumer centric knowledge.

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  • Fintech
  • SaaS
  • Digital Transformation

Gaurav Bhojak

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Founder, The Elevate 

Gaurav in his previous roles as Chief Strategy and Digital Transformation Officer , EVP & Head- Digital Strategy at IIFL (India Infoline Group) and VP & Head- Digital Channels and Digital Assets at Sharekhan , has played a pivotal role in steering digital transformation, leading core businesses and digital strategies.

In the current role as Founder of The Elevate a boutique business consulting firm, Gaurav helps promoters, founders, and CXOs translate vision into consumable business and digital solutions.

Gaurav Bhojak

Linkedin

Founder, The Elevate 

  • Fintech
  • SaaS
  • Digital Transformation

Gaurav in his previous roles as Chief Strategy and Digital Transformation Officer , EVP & Head- Digital Strategy at IIFL (India Infoline Group) and VP & Head- Digital Channels and Digital Assets at Sharekhan , has played a pivotal role in steering digital transformation, leading core businesses and digital strategies.

In the current role as Founder of The Elevate a boutique business consulting firm, Gaurav helps promoters, founders, and CXOs translate vision into consumable business and digital solutions.

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  • Payments
  • Deeptech
  • Wealthtech
  • Blockchain

Dr. Ritesh Jain

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Founder, Infynit 

With an impressive over two-decade experience in global Digital Technology, Business Transformation, and Operations, Dr. Jain has left an indelible mark on the industry. A former COO and Global Head of Digital Tech at HSBC led the future of Payments at VISA and introduced Apple Pay to the world. At Maersk Group he led technology and innovation and built Digital CoE, the foundations of high-availability platforms. He was awarded a PhD in Payments Innovation, OpenBanking, and Financial Inclusion for his contributions. Founding member of the World Metaverse Council Blockchain Associations, IBM/Informa’s AI Community and A visiting faculty to leading business schools, He is also a member advisor of the G20 India GPFI.

He has also advised major payment programs & banks globally, along with PE & VC’s.

Dr. Ritesh Jain

Linkedin

Founder, Infynit 

  • Payments
  • Deeptech
  • Wealthtech
  • Blockchain

With an impressive over two-decade experience in global Digital Technology, Business Transformation, and Operations, Dr. Jain has left an indelible mark on the industry. A former COO and Global Head of Digital Tech at HSBC led the future of Payments at VISA and introduced Apple Pay to the world. At Maersk Group he led technology and innovation and built Digital CoE, the foundations of high-availability platforms. He was awarded a PhD in Payments Innovation, OpenBanking, and Financial Inclusion for his contributions. Founding member of the World Metaverse Council Blockchain Associations, IBM/Informa’s AI Community and A visiting faculty to leading business schools, He is also a member advisor of the G20 India GPFI.

He has also advised major payment programs & banks globally, along with PE & VC’s.

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Jenny Mehta

Investments

Jenny qualified as a Chartered Accountant in 2021 in her first attempt and  has experience in the financial services and business valuations . Prior to joining GrowthCap she was part of the portfolio management and finance team at 100X. At GrowthCap Ventures, Jenny is a part of the  Investments team and  leads Investor Relations.

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  • Credit Products
  • Digital Payments

Vivek Kumar

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Managing Director, Pinnacle Payment Consultant

Vivek Kumar is a seasoned financial industry executive having held senior leadership positions with global financial institutions including J.P. Morgan Chase, Citibank, Mastercard Worldwide and Bank of America across Asia Pacific region.

With extensive regional experience, Vivek brings deep expertise, insights and understanding of credit products, digital payments and strategic collaborations as Board Mentor to GrowthCap. In recent years, he has played a pivotal role in supporting the operating and business model build out for fintech start-ups across South and South East Asia. Prior to his role as head of loans and payments at UNO Digital Bank in the Philippines, Vivek was President & Managing Director at JPMorgan Chase leading the market expansion to support the acceptance of e-commerce, mobile and wallet payment transactions in Asia Pacific. This role followed several years as the Head for Unsecured Lending at Citibank India and Region Head for Global Account Management at Mastercard Worldwide prior to that, covering consumer and commercial payment solutions across Asia Pacific, Middle East and Africa. At Bank of America, Vivek led key portfolios including supporting the development of a coherent strategy for the bank’s India retail business and later as a Product Manager for retail liabilities.

Vivek currently works as Managing Partner, Asia Pacific, for Pinnacle Payment Consulting Limited, a UK headquartered specialist payment practice, and is a resident of Hong Kong where he has been based for over twenty years.

Shankar Vailaya

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Director, Cognigix Digital Learning

  • InvestmentTech
  • Wealthtech

Shankar Vailaya, an industry veteran,  has more than 25 years of rich experience in financial services. Shankar was an integral part of Sharekhan where he held strings to the company’s purses and built Sharekhan from a start-up into India’s one of the largest stock broking companies with a strong online presence. His contributions played a pivotal role in attracting prominent Private Equity investors for Sharekhan with investors like Intel, Carlyle, HSBC, GA Partners, Citi Ventures, and Barings Private Equity.

Currently serving as the Director of Cognigix Digital Learning Private Limited, a custom learning solutions and technology company, and one of the Board Members at Equirus Capital, a full-service Financial Services provider. He’s also an active angel investor and his wealth of knowledge will be a valuable asset to our  InvestmentTech and WealthTech portfolio companies.

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Pratekk Agarwaal

Founder & General Partner

Meet Pratekk Agarwaal, an accomplished entrepreneur, start-up advisor, and early-stage investor with a proven track record of success. With his extensive experience in building organizations at scale, including at Bajaj Finserv, Fullerton, IndoStar Capital, and ftcash, Pratekk has become a sought-after operator VC in the startup ecosystem.

As a former Chief Business Officer at BharatPe and an alumnus of IIM-Kozhikode, Pratekk brings a wealth of knowledge and expertise to his role as operator investor. He is passionate about helping entrepreneurs build successful and scalable businesses, providing them with business advisory services, access to his network, and capital raise support.

Pratekk has invested in over 40 companies and serves as an advisor to numerous startups, NBFCs, large fintech companies, and venture capital firms. He strongly believes that now is the perfect time to invest in the right founders and products to make a positive impact on the world. With Pratekk’s guidance, startups and entrepreneurs can achieve their full potential and make a significant impact in their industries.

Linkedin Twitter Envelope

Pratekk Agarwaal

Founder & General Partner

Meet Pratekk Agarwaal, an accomplished entrepreneur, start-up advisor, and early-stage investor with a proven track record of success. With his extensive experience in building organizations at scale, including at Bajaj Finserv, Fullerton, IndoStar Capital, and ftcash, Pratekk has become a sought-after operator VC in the startup ecosystem.

As a former Chief Business Officer at BharatPe and an alumnus of IIM-Kozhikode, Pratekk brings a wealth of knowledge and expertise to his role as operator investor. He is passionate about helping entrepreneurs build successful and scalable businesses, providing them with business advisory services, access to his network, and capital raise support.

Pratekk has invested in over 40 companies and serves as an advisor to numerous startups, NBFCs, large fintech companies, and venture capital firms. He strongly believes that now is the perfect time to invest in the right founders and products to make a positive impact on the world. With Pratekk’s guidance, startups and entrepreneurs can achieve their full potential and make a significant impact in their industries.

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  • InvestmentTech
  • WealthTech

Shankar Vailaya

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Advisor, Independent Director & Angel Investor

Shankar Vailaya, an industry veteran,  has more than 25 years of rich experience in financial services. Shankar was an integral part of Sharekhan where he held strings to the company’s purses and built Sharekhan from a start-up into India’s one of the largest stock broking companies with a strong online presence. His contributions played a pivotal role in attracting prominent Private Equity investors for Sharekhan with investors like Intel, Carlyle, HSBC, GA Partners, Citi Ventures, and Barings Private Equity.

Currently serving as the Director of Cognigix Digital Learning Private Limited, a custom learning solutions and technology company, and one of the Board Members at Equirus Capital, a full-service Financial Services provider. He’s also an active angel investor and his wealth of knowledge will be a valuable asset to our  InvestmentTech and WealthTech portfolio companies.

Shankar Vailaya

Linkedin

Director, Cognigix Digital Learning

  • InvestmentTech
  • Wealthtech

Shankar Vailaya, an industry veteran,  has more than 25 years of rich experience in financial services. Shankar was an integral part of Sharekhan where he held strings to the company’s purses and built Sharekhan from a start-up into India’s one of the largest stock broking companies with a strong online presence. His contributions played a pivotal role in attracting prominent Private Equity investors for Sharekhan with investors like Intel, Carlyle, HSBC, GA Partners, Citi Ventures, and Barings Private Equity.

Currently serving as the Director of Cognigix Digital Learning Private Limited, a custom learning solutions and technology company, and one of the Board Members at Equirus Capital, a full-service Financial Services provider. He’s also an active angel investor and his wealth of knowledge will be a valuable asset to our  InvestmentTech and WealthTech portfolio companies.

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  • Banking
  • Innovation
  • Blockchain
  • Regtech
  • Govt Advisory

Prasanna Lohar

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CEO, Block Stack

Prasanna Lohar is a seasoned professional with over 24 years of experience in the banking and technology sectors, recognized for his groundbreaking work in digital innovation. A pioneer in initiatives that span across banking, innovation, blockchain, regtech, and government advisory, Prasanna has been at the forefront of shaping the digital economy’s future. 

Prasanna currently holds several prominent roles, including President at India Blockchain Forum (IBF) and Technology Expert at the Indian Chamber of Commerce (ICC) National Committee, where he serves as a bridge between traditional industries and digital transformation strategies. His guidance and expertise are highly sought after, providing key insights and support to the ICC and its members. 

As CEO of Block Stack, Prasanna is driving the vision of a Web 3.0 world, focusing on harnessing transformative technology to impact industries on a global scale. In his role as Chief Innovation Officer at PayCircle, he brings his knowledge of distributed ledger technology to orchestrate a cutting-edge global payment platform, renowned for its speed, security, and cost-efficiency.

 Prasanna is a fervent advocate for the potential of emerging technologies such as artificial intelligence, blockchain, microfinance, cloud computing, and big data to shape the future of deeptech and fintech startups. His leadership and passion continue to fuel innovation, positioning him as a key figure in driving digital transformation and industry disruption.

Prasanna’s expertise and vision make him a valuable mentor and thought leader in the rapidly evolving world of digital finance and technology.

Prasanna Lohar

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CEO, Block Stack

  • Banking
  • Innovation
  • Blockchain
  • Regtech
  • Govt Advisory

With more than 24 years of experience in the banking and technology sectors, Prasanna is a seasoned professional known for his expertise in digital innovation. He has played a pivotal role in pioneering initiatives that involve #Banking , #Innovation , #Blockchain, #Regtech and Govt Advisory all of which are shaping the digital economy’s future.

Currently, Prasanna holds the position of President at India Blockchain Forum (IBF) and Technology Expert at the Indian Chamber of Commerce (ICC) National Committee , where he acts as a liaison between traditional and transformative approaches. He provides guidance and support to the ICC , ICC and its members.

Additionally, as the CEO of Block Stack, Prasanna envisions a web 3.0 world where technology brings about transformative solutions across various industries.

In his role as the Chief Innovation Officer at PayCircle, Prasanna leverages distributed ledger technology to orchestrate a global payment platform known for its speed, security, and cost-effectiveness in USA.

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Sakshi Vora

Research

Sakshi, a qualified Computer Engineer with a Master’s in Management (2023), has gained valuable experience through internships at Amazon, a financial services company, and a data consultancy firm. At GrowthCap Ventures, Sakshi leverages her expertise in technology and business to lead the Research and Analysis team in evaluating investment opportunities.

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